Applications of Intercoin: Making Crypto Mainstream

Windows and MacOS were amazing graphical operating systems, but someone needed to build applications for regular people to take advantage of the new technology. That is what Microsoft Office did for businesses and Adobe Creative Suite did for artists. And now, we have built a full suite of user-friendly, turn-key applications, to let any community in the world to make full use of blockchain technology.

Intercoin develops blockchain solutions designed to serve entire communities. Combining Web 2.0 (social) with Web 3.0 (transactional) we call it Web 5.0 . Our customers range from small groups of friends, all the way to conferences, festivals, universities, townships, or even entire cities.

We empower any organization by giving them tools previously available only by trusting large centralized corporations and nation states. Together with multiple security auditing companies (such as CertiK), we spent over 5 years researching potential vulnerabilities and security implications to harden our smart contracts for entire communities. Now the Intercoin App lets any organization release their own audited and secure smart contracts to their members.

Most of the Web3 space has focused so far on zero-sum applications, including finance, speculation and ponzi schemes. Instead, we are focused on massive utility for communities, and mainstream adoption of decentralized systems. Explore the links below to learn about the growing set of Web 5.0 applications that Intercoin has already developed.

  1. Community DAO – inviting people, managing roles and permissions. (GitHub)
  2. NFTs – connect with artists to release your own collection, memberships (GitHub)
  3. Currencies – issue and manage your own local money supply (GitHub)
  4. Subscriptions – manages recurring subscriptions to maintain some benefits (GitHub)
  5. Income – managing disbursements, including Universal Basic Income (GitHub)
  6. Stats – understand how money is being spent from consumer price activity (GitHub)
  7. Contests – elect judges and reward teams for solving community problems (GitHub)
  8. Fundraising - raising money with multiple rounds and bonus structures (GitHub)
  9. Auctions - have buyers compete on price for NFTs, roles, reservations, etc. (GitHub)
  10. Escrow – off-chain transactions and alternatives for reputation and trust (GitHub)
  11. Control – let multiple parties collectively manage an account and its actions (GitHub)
  12. Voting – secure elections to democratically govern your community (GitHub)

Outlets like CoinDesk have published articles about our applications, such as Governance and Voting on the Blockchain. After recent election debacles, the need for these cryptographically secured apps becomes more obvious every day.

These applications can be combined like LEGOs. For example, a community can invite members, issue its own currency, work with local vendors to start accepting payments and cash them out. They can start measuring average prices for food, clothing and other categories of goods and services. They can let their members periodically and democratically vote on what fraction of the expenses for each category to cover for each member of the community. In this way, they can roll out a Universal Basic Income which would cover some or all of the cost of these expenses for each member of the community. People around the world can also crowdfund donations for refugees or a population affected by a natural disaster.

Unlike most attempts at a Guaranteed Basic Income, we enable communities to issue the UBI in their own currency, encouraging people to buy local, and businesses to hire local, instead of hemorrhaging federal money out of the community:

Our technology also helps communities make decisions democratically, and have trust in their elections. We described exactly how it works in our articles on CoinDesk and CoinTelegraph:

You will notice that many of our solutions combine new developments from multiple disciplines, including law/regulations, technology/cryptography, and economics/sociology. This forum that you’re on is a growing community of experts and enthusiasts from all these backgrounds, discussing how we can secure our elections, govern our communities, and manage our own local economies. Join us!


I should add a few words about Qbix, the first company we launched 10 years ago that builds social networks for communities. Our team has already built an open source social community platform that has attracted over 8 million people in 95+ countries, and we are now going to be rolling out the Intercoin applications atop this platform to our existing user base. Our first company, Qbix is also building community micropayments for the Web to monetize digital content, such as journalism, podcasts and open source software.

Intercoin is our spinoff company that’s building voting and payment networks on top of the social networks. Read the whitepaper, learn how how you can get involved to buy and trade Intercoin tokens.


We are working on launching the Intercoin App on the app stores, and the Intercoin Podcast to educate people about applications of blockchains, programmable cryptocurrencies, smart contracts.

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It’s amazing how many applications Intercoin is working on. I really like this article that explains Escrow Contracts and how they ensure secure transactions.

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